BUYING YOUR
FOREVER HOME
Purchasing a home is one of the most important decisions you will ever make, but it doesn't have to be a daunting experience. From selecting your real estate agent to shopping for financing and making an offer, understanding the buying process can help you feel more confident about taking this big step into homeownership. It's easy to become overwhelmed by all the information out there and all the decisions that need to be made, but with the right team in place, navigating each stage of the buying process can be straightforward. Working with an experienced professional who can guide you through each step ensures your purchase is done both smoothly and successfully and I can help with that.
STARTING THE
BUYING PROCESS
Finding the perfect new home can be a thrilling experience, but it's important to take into account all of the financial steps that need addressing, both before and after making an offer. Knowing these essential guidelines will ensure you have found not only your dream house - but also one within budget!
GET PRE- APPROVED
If you're in the market for a new home, securing your mortgage should be our first step. After all, it's what sets the boundaries of your search. Don't take this housing journey without setting yourself up for success!
THE PAPER WORK
Before you place your bid, let's enlist the help of professional experts - think lawyers and accountants - to get a full grasp on everything that comes with making an offer. That way, nothing will come as any surprise!
CLOSING COSTS
Closing day is an exciting and nerve-wracking time – make sure you've budgeted for all related costs, like Land Transfer Taxes, legal fees and title insurance. Moving to a new home already comes with enough expenses; don't let any surprised costs catch you off guard!
DEPOSITS & DOWNPAYMENTS
Today’s real estate market is a fast-paced arena, so it pays to be ready when you want to make an offer. You'll need your deposit (often 5% of the list) locked and loaded - but that might not necessarily cover all bases! When prepping for mortgage approval, usually 20% of the purchase price will be needed as down payment – though specifics may vary from case-to-case.
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Sell or Buy Your Toronto Home with Michelle Halbert
Find Your Perfect House
Are you looking to sell your house or buy a new one in Toronto? Let me, Michelle Halbert, help you find the perfect house. With extensive knowledge of the Toronto real estate market, I can help you find the right house in the perfect neighborhood. Whether you are a first-time homebuyer or an experienced investor, she can provide the expertise that you need.
Professional Representation
With me, Michelle Halbert, you can have peace of mind knowing that you are getting the best representation for your real estate needs. I have extensive experience with helping buyers and sellers throughout the Toronto area. I will ensure that you get the most out of your investment and make the right move.
Get a Head Start
If you’re ready to start looking for your perfect house in Toronto, contact me today! I will provide you with information on Toronto neighborhoods, listings, and more. I will guide you through the entire process and make sure that you find the perfect house in the perfect neighborhood.